Fully-insured health plan.

An employer-sponsored health plan in which the employer pays a fixed monthly premium to an insurance carrier, which assumes all financial risk for claims.

In the context of EHP

Fully-insured employers see the EHP SIMERP's effect on next-year renewals: lower claim utilization on the underlying plan translates to lower experience-rated renewal premiums. The effect is real but indirect compared to self-funded employers.

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In the context of EHP

Related terms

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